Team Lead at The Paladin Team - Equity Smart Home Loans
With over 25 years of experience, I help clients navigate the mortgage process with clarity, strategy, and confidence—always staying true to my core belief: lending with integrity.
Whether you're buying your next home or exploring a refinance, my approach is simple, efficient, and built around your goals—not a one-size-fits-all solution.
We start with a quick call (video or phone) to understand your goals.
Are you purchasing your next home? Looking to lower your payment? Access equity? Expand your investment portfolio?
This is where we map out the strategy.
Once we align on the plan, you’ll complete a simple application and securely upload your documents.
I’ll review everything personally—no handoffs, no guesswork—just clear communication every step of the way.
For Purchases (Pre-Approval):
You’ll receive a fully reviewed pre-approval, giving you confidence when making offers and positioning you as a strong, qualified buyer.
For Refinances:
Your file moves quickly toward submission with a focus on maximizing savings, improving cash flow, or helping you achieve your financial goals.
Licensed in California and Arizona, I work closely with both clients and real estate professionals to ensure smooth, successful transactions.
If you're considering a purchase or refinance, the first step is simple.
Book a quick call, and let’s map out a strategy that works for you.
Notet: In Long Beach, many buyers still bring more to stay competitive.
Yes—between:
Note: Often offset with seller credits.
Source: Optimal Blue Mortgage Market Indices (OBMMI). Indices reflect aggregate rate lock data. Learn more.
“I work with Dan twice. Once for my first purchase and second for my refinancing. Dan is great, he kept me informed the whole way though and he even answered his phone on Sunday. I will definitely use him for my next home purchase and I highly recommend Dan.”
“I have done several loans and a couple of re-fi's with Dan. He has always made sure I am getting the loan that best fits my needs. Goes out of his way to make sure everything is handled properly and all my questions are answered. Highly recommend him!”
“My husband and I do not have conventional jobs so our loan was tricky but Dan managed to find a way to make it all come together. The deal is done and we ended up with a loan that really works for us.”
“Dan Paladin worked very hard to get me pre-approved overnight and then jumped through hoops to get the best loan for me and get it closed on time. He kept me informed during the process and answered all my questions. He's professional, competent, and great to work with. I highly recommend him.”
“I have known Dan for a few years now has he helped me navigate the lending process when I purchased my first home. He was fantastic, as he was always accessible and thoroughly explained everything to me. Since that time, Dan continued to assist me with my lending needs always going out of his way to help and always looking after my best interests. Recently, Dan helped me complete a refinance and as expected he was fantastic as he got me a great deal and was very diligent in making sure we got everything completed on time for closing. I would highly recommend Dan and more importantly I trust him.”
“Dan was so easy to work with. He is helpful, works hard to get you the best deal possible, and has such a positive attitude. He wants to help you. Everything went so smoothly. He stayed in contact with us throughout the whole process and made sure to get us the best rate possible. We would recommend Dan to anyone looking to refinance their mortgage or finance a new home.”
“Dan explain the whole process in complete detail. He always answered my phone calls and was patient and kind. He was very proficient and always knew the status of my loan. I HIGHLY recommend working with Dan.”
“Making a long distance move to California. My real estate agent recommended Dan and I am very happy she did. Dan was amazingly helpful on my loan application. It's been a very long time since I've had a mortgage and Dan was critical in making it happen. He explained in detail what I needed to provide, he made signing things easy from a distance - either scan/sign/send and, for the final documents he had a local (to me) notary come for me to sign the loan documents. When I didn't understand something he very patiently explained what I needed to know.”
“I have had the chance to work with Dan twice. Once on the purchase of our dream home in 2013, and just recently on our Refi. On the first loan, Dan went the extra mile for my family and I. We were first time buyers and he got us a great FHA loan. He even stuck with us even though the seller had several issues to deal with legally. He worked with our agent and got things cleared up so that we could live and raise a family in our dream home. =) Now, fast forward to 2016. We refinanced to get out of PMI as we had amassed over $160K in equity. Dan got us a great rate on a conventional loan saving us over $360 dollars a month! Today, our family couldn't be happier. Thank You Dan! I would recommend him to anyone buying or refinancing their home.”