Future Homeowner | Starting the Homebuying Process

Hello future homeowner,

Here are some resources that will provide some helpful information. The next step would be

to start the process via the online portal and schedule a personal consultation.

To get the pre-qualification process started, please complete my online application at:

Online Portal

When completing the questions there is NO NEED to complete the liabilities section, as these will pull through when we pull your credit report. Though if you prefer you can. Also, do the best you can with all the questions, and we will go through your submitted information to make sure it's 100% accurate. Lastly do utilize the secure document upload feature in the loan toolbox to protect your privacy.

I will provide you a solid understanding of the process of buying your new home.

Once your online application is submitted I will review and contact you to schedule your "Mortgage Planning Session".

Or you may schedule an appointment via the link below. Please allow up to 48 hrs. to review your file.

Calendar

There is also a mortgage needs list on the right that also includes "do's and don'ts"

*Note: There is a $99 credit report fee to be paid via credit or debit card.

Lastly, I highly recommend registering your phone number in the Do Not Call registry via this link: Opt Out Prescreen

This will reduce or eliminate unsolicited lender calls when credit is pulled.(The credit bureaus sell that information)

I am always here to help….if you should have any questions my mobile is 562.254.5616


Dan Paladin

Team Lead

E Mortgage Capital, Inc.

562.254.5616

NMLS#85410

Reviews

"We were referred to Dan from our realtor and he made every step of the way so easy! From first determining what we can afford, to our pre approval, to purchasing our very first home, we felt confident and comfortable with Dan. Buying a home wasn’t a quick process for us with how competitive the market is and Dan was patient and there for us through it all. Thank you so much for your help!"

rachael o'leary

"We wanted to take a moment to express our sincere appreciation for your outstanding support throughout our home-buying process. As newbies to the home-buying process, my husband and I were initially overwhelmed by the complexity of it all. However, your guidance and expertise quickly put us at ease. From the very beginning, you took the time to understand our needs and patiently walked us through each step of the process. Your clear explanations and thoroughness were invaluable. Your availability and responsiveness were also truly the best. No matter how many questions we had or how often we reached out, you were always there to provide guidance and reassurance. Your dedication to ensuring that we felt supported and informed made all the difference. Today, as we settle into our new condo, we are grateful for your role in making our dream of homeownership a reality. We cannot thank you enough for your professionalism, expertise, and unwavering support. Future homeowners- CALL HIM, you won't regret it 😊"

michell fernandez

"Patient and efficient. Help me with all the questions I have"

kewei huang

"I recently worked with Dan as a first time homebuyer. I was overwhelmed and stressed with no sense of direction in the home-buying process. Dan was very patient, Professional and understanding of my needs while working alongside me and my real estate agent guiding me through the process, strategizing and explaining in-depth on what to expect. I set out a specific timeline for wanting to close escrow and Dan and his team made it happen. I never had an issue with being able to reach Dan and get my questions or concerns answered. Dan was very transparent and forthcoming and made my dream of home ownership a reality. And for that, I am eternally grateful And blessed."

a google user

"I like to say a Big thanks to Dan Paladin. With he's expertise and knowledge make my dram come true. Dan really make things happen and go the extra mile regardless the distance he travels to help and achieve the goal. Please give him a call wherever is your concern about real estate. Dan Paladin thank you very much. 5 star is not good enough, I give you 💯."

columba garcia

"My wife and I trusted Dan when we were purchasing our first home. We made the right choice. Mr. Paladin was always professional and answered all of our questions (and there were a lot of those). Dan spent hours with us on the phone numerous times making sure we truly understood every step of the way. Thanks Dan! You're the man!"

michael baham

"I worked with Dan on the purchase of a rental property and he provided an excellent interest rate and seamless experience. He spent a lot of time reviewing different scenarios such as increasing down payment and rate adjustment options that would better suit my needs. He always answers the phone when you call and responds very quickly to email. Dan is also a wealth of information on outside economic factors that may affect fluctuations in interest rates. If you want transparency and a better understanding of your mortgage loan Dan works really hard and is willing to put in the time to make the loan information clear. We closed escrow well in advance as a result of his diligence, it pays to consult an experienced lender."

sarah lucero

"Dan was great to work with! He kept me updated on the progress of our loan, answered all my questions (and I had a lot) and always got back to me quickly."

stacy obel-jorgensen

"It was a great experience in working with Dan. He helped us twice in last few years with our mortgage needs. He understand the whole process well and kept updating us on each step. I would highly recommend him for your house mortgage needs."

shesh patel